IRCTC Mobile, Laptop (Bima) Insurance Scheme in Hindi Details Process Online

By | October 16, 2016

IRCTC Mobile, Laptop (Bima) Insurance Scheme in Hindi Details Process Online, IRCTC Mobile, Laptop Insurance in 92 Paise Online Registration, Apply Online for IRCTC Mobile and Laptop Bima Yojana. 

After the recent release of travel insurance cover by the IRCTC at the small premium of 92 paisa, the Indian Railways has seen a tremendous response from the national population. The Indian Railway is the pumping system of the nation that travels across the nation through each nook and corner and connects the nation with its unending circulation from north to south and east to west. Connecting each part of the nation together is a huge responsibility where occasionally we see some big shortcomings from the administration. Numerous railway accidents including derailing, bridge failures, and collisions have been reported in history where a small negligence led to hundreds losing their lives. Taking a strong initiative to correct this, the railway had recently launched its travel insurance scheme. This scheme was initiated in August, 2016 where each passenger who books the tickets online can choose to sign up for a travel insurance of Rs. 10 lakh by paying a small premium of 92 paise.

IRCTC Mobile, Laptop Insurance Scheme

This led to increase in the trust that people had on the railway system and is working beneficially for both sides of the bargain. Now the IRCTC has released another notification that is broadly connected to your safety when you travel with them. Taking care of your valuables, this insurance scheme covers your mobiles, laptops, and other luggage that you are carrying with you as you travel. Because of the lakhs of passengers that board these trains, their have been instances of missing luggage and improper handling as well. Most modern gadgets like our mobile phones and laptops are frequently with us when we travel whether it is a daily passenger or a long distance traveler. These are precious and may cost a lot more than the other luggage that you have on you. To insure these valuables the IRCTC will be releasing a new notification once the decisions on the premium and cover are made.

भारत रेलवेस ने अभी अभी IRCTE द्वारा लॅपटॉप और मोबाइल फोन बीमा योजना शुरू कर दे है. इस में आप को कुछ राशि आप के टिकेट में जोड़ दे जाएगे. इस में आप को अगर मोबाइल या लॅपटॉप गुम होने पर इस से फ़ायदा मिलेगा. इस स्कीम का लाभ उठाने के लेया आप लोकवानी से अपडेट लेते रहे.

Scheme UnderIRCTE
Scheme ForLaptop and Mobile Phone
Department Indian Railways
Scheme Amount 92 Paise
Benefit Upto10 Lacks
Scheme DetailsIn Hindi and English
Starting Date
Official LinkIRCTE Offcial Page

The first round of meetings in this regard was held recently where IRCTC officials and insurance companies came together to discuss the terms and aspects of such a scheme. A.K Manocha, IRCTC chairman and the managing director of this meeting presided over it and addressed the press about the recent updates. He said that the main concerns that most insurance companies are currently having is the problem of high false claims that can come with such a scheme if each aspect of the terms is not leak proof. In order to mitigate such cases of false claims they have discussed many new ideas of making the insurance cover fool proof. they have asked for their suggestions and have also discussed about launching the scheme initially for only credit card holders and government officials. He also said that he aims at making this scheme available in cases of both theft as well as accident.

IRCTC Mobile Laptop Bima Yojana

So far the insurance companies have only agreed on extending the cover to cases of mishaps as they have concerns on false claims of theft. But the Chairman is adamant to extend the cover and is thinking of methods to make the scheme more secure in order to cover the theft cases as well. Additionally he also announced the Diwali Bonanza of the travel insurance cover which will be available for 1 paisa instead of 92 paise for tickets booked online from 7th October to 31st October. This cover will include cases of rioting, dacoity, terrorist attacks, shootout, arson and other unforeseen events that do not come under natural calamities. For the insurance cover over mobiles and laptops the general population will have to wait and see how the negotiations continue.

ALSO READ – PM Fasal Bima Yojana

Insurance Scheme for – Indian Railways Passengers

Scheme Amount – Update Soon

Scheme Launch Date – Update Soon

Bima Scheme Valid for – Laptop and Mobile Only

Detailed Notification –

IRCTC  is one of the Biggest Name in Indian Tourism and Travelling. In India Everyone Familiar with the IRCTE. IRCTC Always Helpful to Passengers those are Travelling with Indian Railways. They always Make Strategies to Impress Passenger to Travel With Railways. Few Days Back IRCTC launched the Scheme name is Insurance. In Indian Language its is called Bima. In this Scheme You can insure your Electronics gadgets like Mobile and Laptop. So if any One steal or Lost in the Train, IRCTC Will give you Insurance Money depend upon the condition. So this scheme will be hit soon and This will helpful to every passenger. Under this Scheme you have to pay very little amount to IRCTC and In favor of this you get Insurance during whole Journey. More Updates we will updates Time to Time regarding Starting Date, Insurance Fee, Terns and Conditions all details on

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